UP Holiday 2026, Is Today Bank Holiday in UP?

Uttar Pradesh has one of the most extensive holiday calendars in India, with approximately 32 public holidays in 2026, covering national festivals, religious observances, and state-specific occasions. Banks in UP observe all gazetted holidays under the RBI's Negotiable Instruments Act, along with all Sundays and the second and fourth Saturdays of every month. Whether you are planning a branch visit or managing an EMI, knowing the UP holiday schedule helps avoid unnecessary delays.

Is Today a Bank Holiday in UP?

Bank holidays in Uttar Pradesh are declared under two sets of notifications: the central government's DoPT list (for central government offices and nationalized banks) and the Uttar Pradesh state government's own gazetted holiday calendar. These overlap significantly but can differ at the edges, particularly for state-specific occasions. Digital banking through UPI, IMPS, NEFT, mobile apps, and ATMs remains available 24/7 regardless of which day it is.

UP Holiday 2026: Key Bank and Government Holidays

Date | Day | Holiday
1 January 2026 | Thursday | New Year's Day (select states; not a universal bank holiday in UP)
3 January 2026 | Saturday | Hazrat Ali Jayanti
24 January 2026 | Saturday | UP Diwas (Uttar Pradesh Day)
26 January 2026 | Monday | Republic Day (Nationwide)
15 February 2026 | Sunday | Maha Shivaratri
3 March 2026 | Tuesday | Holi
4 March 2026 | Wednesday | Holi (Second Day)
21 March 2026 | Saturday | Eid al-Fitr*
26 March 2026 | Thursday | Ram Navami
31 March 2026 | Tuesday | Mahavir Jayanti
1 April 2026 | Wednesday | Annual Bank Closing
3 April 2026 | Friday | Good Friday
14 April 2026 | Tuesday | Dr B.R. Ambedkar Jayanti
19 April 2026 | Sunday | Parshuram Jayanti / Akshaya Tritiya
27 May 2026 | Wednesday | Eid al-Zuha (Bakrid)*
26 June 2026 | Friday | Muharram*
15 August 2026 | Saturday | Independence Day (Nationwide)
25 August 2026 | Tuesday | Milad-un-Nabi (Eid-e-Milad)*
28 August 2026 | Friday | Raksha Bandhan
4 September 2026 | Friday | Krishna Janmashtami
2 October 2026 | Friday | Gandhi Jayanti (Nationwide)
22 October 2026 | Thursday | Dussehra (Vijaya Dashami)
8 November 2026 | Sunday | Diwali (Laxmi Pujan)
9 November 2026 | Monday | Govardhan Puja
10 November 2026 | Tuesday | Bhai Dooj
25 December 2026 | Friday | Christmas

*Dates for Islamic holidays are based on moon sighting and may shift by one day.

Note: UP Diwas (24 January) falls on a Saturday in 2026, which is already the fourth Saturday — a mandatory bank holiday. Festivals falling on Sundays may not result in a separate weekday bank closure.

Is Tomorrow a Bank Holiday in UP?

Since UP's holiday calendar includes a mix of national, regional, and religious holidays, whether tomorrow is a bank holiday depends on the date. As a general rule, the day before major festivals like Holi, Eid, Diwali, and Janmashtami often sees heavy branch footfall, so completing any urgent banking tasks two days in advance is recommended during festival months.

Bank branches closed for an UP holiday when you need funds urgently? CreditMitra's short-term personal loans can be applied for entirely online, so a state or national holiday never has to hold up something time-sensitive.

What Works and What Doesn't on a UP Bank Holiday

Service | Available on UP Bank Holidays?
UPI (Google Pay, PhonePe, BHIM) | Yes, 24/7
IMPS transfers | Yes, 24/7
NEFT transfers | Yes, 24/7
ATM withdrawals | Yes, 24/7
Mobile and internet banking | Yes
RTGS transfers | No, resumes next working day
Cheque clearance (CTS) | No, resumes next working day
Branch services (cash deposit, DD, loan documents) | No, branch closed
NACH EMI auto-debit | Processed on the next working day if due date falls on a holiday

What Happens If Your EMI Is Due on a UP Holiday?

If your personal loan or credit card EMI due date falls on a UP bank holiday such as Holi, Eid, Janmashtami, or Diwali, the NACH auto-debit is typically processed on the next working day rather than being skipped. This is a routine processing delay and is not automatically treated as a default. However, your account still needs sufficient balance when the debit is actually attempted; if it fails, it can be flagged as a missed payment and affect your CIBIL score. UP's festival calendar is particularly packed from March to November, so it is worth double-checking EMI due dates against the holiday list during these months.

Need quick funds around a UP holiday or festive season? CreditMitra's short-term personal loans are fully online, with fast disbursal so festive expenses or urgent needs are covered by holidays or not.