Personal Loan
for Shopping?
The growth of spontaneous, cash-free purchases has been greatly influenced by digital platforms. With a personal loan for shopping, you can take advantage of sales and discounts making it easier to manage your payments. You can now get a loan with just the click of a button on your phone at any time, anywhere. It is collateral-free and can be availed instantly. Get the funds you need in just 10 minutes with CreditMitra.
How can I apply for Personal Loan for Shopping?
Enter Basic Details
Fill in basic details to get started; it takes less than a minute.
Check Your Eligibility
In seconds, we'll evaluate your profile and show your loan amount.
Get approved
Receive instant approval based on your profile and credit score.
Receive funds
Get funds deposited directly into your bank account.
Enter Basic Details
Fill in basic details to get started; it takes less than a minute.
Check Your Eligibility
In seconds, we'll evaluate your profile and show your loan amount.
Get approved
Receive instant approval based on your profile and credit score.
Receive funds
Get funds deposited directly into your bank account.
Benefits and Features of Shopping Loan
100% Online
Our platform is 100% online, so you can apply from anywhere at anytime.
24/7 Customer Support
Get instant assistance from our support team, available all day, every day.
Get personal loan upto 10 lakhs
Leverage advanced algorithms for lightning-fast loan decisions and approvals.
Loan disbursal in just 10 minutes
Get your funds quickly with our streamlined approval process and rapid disbursal.
Flexible tenure upto 60 months
Enjoy flexible repayment options with loan tenures extending up to 60 months.
Hassle-free documentation
Simple online process with minimal paperwork for quick approval.
Eligibility Criteria for Personal Loan
To apply for a personal loan with CreditMitra, you must:
Age
Be between 21 and 55 years of age
Income
Have a monthly income of ₹25,000 or more
Credit Score
A fair score of 650 or above is preferred
Salaried Individual
Be a salaried individual
Indian citizen
Be an Indian citizen
Types of Personal Loans
No matter what you need a loan for, we've got you covered. Explore the different types of personal loans you can apply for with CreditMitra.
Personal Loan for Gifting
Buy special gifts without budget worries.
Personal Loan for Maternity
Handle maternity expenses with instant funds.
Personal Loan for Occasion
Finance celebrations and special occasions easily.
Personal Loan for Debt Consolidation
Combine multiple debts into one EMI.
Personal Loan for Emergency
Quick financial help during unexpected situations.
Personal Loan for Home Renovation
Upgrade your home with easy financing.
Personal Loan for Low Credit Score
Get loans despite a low credit score.
Personal Loan for Relocation
Manage shifting expenses with instant loans.
EMI Calculator for Shopping Loan
Calculate your shopping loan EMI:
Monthly Installment
₹5,129.13
Interest Rate (P.A)
8.5% Per annum
Total Payable
₹3,07,747.97
Frequently Asked Questions
Personal Loan – Sample Calculation
Interest Rate: From 9.99% p.a.*
Tenure: 3–60 months
Max APR: Up to 45% p.a.*
Example: For a loan of ₹1,00,000 at 9.99% p.a. for 60 months, the EMI is approximately ₹2,124 per month (excluding fees). Illustrative only. Final terms depend on credit assessment. Loan approval is at CreditMitra’s sole discretion. T&C apply.
