Get Personal Loan up to ₹5 Lakh in 10 minutes
Apply for an instant personal loan - 100% digital, no hidden terms, and flexible repayment terms. Check your eligibility now!
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Why Choose CreditMitra
Benefits that make us different is by reimagining the loan experience, we've made it faster, more transparent, and tailored to your needs.
Disbursal Within 30 Minutes
Once approved, funds are transferred to your bank account in 15-30 minutes
Flexible Tenure
Choose repayment options up to 90 days to suit your cash flow and convenience.
Safe, Compliant & Certified
We're RBI-licensed and ISO/IEC 27001:2022 certified, so your data stays safe and secure.
100% Digital Process
Easily apply from your phone or laptop - no branch visits or document prints required.
Flexible Loan Amount
From INR 5,000 to INR 5,00,000, borrow as per your requirement
Disbursal Within 30 Minutes
Once approved, funds are transferred to your bank account in 15-30 minutes
Flexible Tenure
Choose repayment options up to 90 days to suit your cash flow and convenience.
Safe, Compliant & Certified
We're RBI-licensed and ISO/IEC 27001:2022 certified, so your data stays safe and secure.
100% Digital Process
Easily apply from your phone or laptop - no branch visits or document prints required.
Flexible Loan Amount
From INR 5,000 to INR 5,00,000, borrow as per your requirement
Disbursal Within 30 Minutes
Once approved, funds are transferred to your bank account in 15-30 minutes
Flexible Tenure
Choose repayment options up to 90 days to suit your cash flow and convenience.
Safe, Compliant & Certified
We're RBI-licensed and ISO/IEC 27001:2022 certified, so your data stays safe and secure.
100% Digital Process
Easily apply from your phone or laptop - no branch visits or document prints required.
Flexible Loan Amount
From INR 5,000 to INR 5,00,000, borrow as per your requirement
Disbursal Within 30 Minutes
Once approved, funds are transferred to your bank account in 15-30 minutes
Flexible Tenure
Choose repayment options up to 90 days to suit your cash flow and convenience.
Safe, Compliant & Certified
We're RBI-licensed and ISO/IEC 27001:2022 certified, so your data stays safe and secure.
100% Digital Process
Easily apply from your phone or laptop - no branch visits or document prints required.
Flexible Loan Amount
From INR 5,000 to INR 5,00,000, borrow as per your requirement
Disbursal Within 30 Minutes
Once approved, funds are transferred to your bank account in 15-30 minutes
Flexible Tenure
Choose repayment options up to 90 days to suit your cash flow and convenience.
Safe, Compliant & Certified
We're RBI-licensed and ISO/IEC 27001:2022 certified, so your data stays safe and secure.
100% Digital Process
Easily apply from your phone or laptop - no branch visits or document prints required.
Flexible Loan Amount
From INR 5,000 to INR 5,00,000, borrow as per your requirement
Disbursal Within 30 Minutes
Once approved, funds are transferred to your bank account in 15-30 minutes
Flexible Tenure
Choose repayment options up to 90 days to suit your cash flow and convenience.
Safe, Compliant & Certified
We're RBI-licensed and ISO/IEC 27001:2022 certified, so your data stays safe and secure.
100% Digital Process
Easily apply from your phone or laptop - no branch visits or document prints required.
Flexible Loan Amount
From INR 5,000 to INR 5,00,000, borrow as per your requirement
Disbursal Within 30 Minutes
Once approved, funds are transferred to your bank account in 15-30 minutes
Flexible Tenure
Choose repayment options up to 90 days to suit your cash flow and convenience.
Safe, Compliant & Certified
We're RBI-licensed and ISO/IEC 27001:2022 certified, so your data stays safe and secure.
100% Digital Process
Easily apply from your phone or laptop - no branch visits or document prints required.
Flexible Loan Amount
From INR 5,000 to INR 5,00,000, borrow as per your requirement
Disbursal Within 30 Minutes
Once approved, funds are transferred to your bank account in 15-30 minutes
Flexible Tenure
Choose repayment options up to 90 days to suit your cash flow and convenience.
Safe, Compliant & Certified
We're RBI-licensed and ISO/IEC 27001:2022 certified, so your data stays safe and secure.
100% Digital Process
Easily apply from your phone or laptop - no branch visits or document prints required.
Flexible Loan Amount
From INR 5,000 to INR 5,00,000, borrow as per your requirement
Disbursal Within 30 Minutes
Once approved, funds are transferred to your bank account in 15-30 minutes
Flexible Tenure
Choose repayment options up to 90 days to suit your cash flow and convenience.
Safe, Compliant & Certified
We're RBI-licensed and ISO/IEC 27001:2022 certified, so your data stays safe and secure.
100% Digital Process
Easily apply from your phone or laptop - no branch visits or document prints required.
Flexible Loan Amount
From INR 5,000 to INR 5,00,000, borrow as per your requirement
Disbursal Within 30 Minutes
Once approved, funds are transferred to your bank account in 15-30 minutes
Flexible Tenure
Choose repayment options up to 90 days to suit your cash flow and convenience.
Safe, Compliant & Certified
We're RBI-licensed and ISO/IEC 27001:2022 certified, so your data stays safe and secure.
100% Digital Process
Easily apply from your phone or laptop - no branch visits or document prints required.
Flexible Loan Amount
From INR 5,000 to INR 5,00,000, borrow as per your requirement
Apply for Instant Personal Loans Online with CreditMitra
Apply for Instant Personal Loans Online with CreditMitra
Enter Basic Details
Fill in basic details to get started; it takes less than a minute.
Check Your Eligibility
In seconds, we'll evaluate your profile and show your loan amount.
Get approved
Receive instant approval based on your profile and credit score.
Receive funds
Receive funds directly to your bank account.
Eligibility Criteria for Personal Loan
To apply for a personal loan with CreditMitra, you must:
Age
Be between 21 and 55 years of age
Income
Have a monthly income of ₹25,000 or more
Credit Score
A fair score of 650 or above is preferred
Salaried Individual
Be a salaried individual
Indian citizen
Be an Indian citizen
Types of Personal Loans
No matter what you need a loan for, we've got you covered. Explore the different types of personal loans you can apply for with CreditMitra.
Wedding Loan
Easy financing for all wedding expenses with a wedding loan
Travel Loan
Discover the world now and pay back with flexible EMIs
Medical Loan
Unexpected medical costs covered with medical loan
Emergency Loan
Quick cash support for challenges in life
Education Loan
Support your or your child's educational goals
Home Renovation Loan
Streamline your home renovation with easy financing
Personal Loan EMI Calculator
EMI Breakdown
Frequently Asked Questions
Personal Loan – Sample Calculation
Interest Rate: From 9.99% p.a.*
Tenure: 3–60 months
Max APR: Up to 45% p.a.*
Example: For a loan of ₹1,00,000 at 9.99% p.a. for 60 months, the EMI is approximately ₹2,124 per month (excluding fees). Illustrative only. Final terms depend on credit assessment. Loan approval is at CreditMitra’s sole discretion. T&C apply.
