₹15,000 Loan
in 10 Minutes!

Our basic eligibility criteria for Personal Loans is transparent. - A salaried individual - A household income of at least Rs.25000 per month - Income should be received in a bank - Minimum CIBIL score of 650 - Should be aged between 21 years and 55 years

You can borrow a minimum of Rs.5000 from our digital lending partners through the CreditMitra App. Our lending partners determine the maximum loan amount based on their own underwriting models and can go up to Rs.5 lakhs.

CreditMitra, through its Digital Lending partner, offers loans to self-employed applicants who meet the following criteria - Monthly household income of Rs. 25000 or more - Income must be credited to a bank account - Minimum CIBIL score of 650 - Should be aged between 21 years and 57 years

Personal loans do not require collateral or security

Our digital lending partners are currently able to give loans to individuals who receive their salaries via bank transfer - directly from their employers. They will not be able to offer loans to individuals who receive their salaries in cash.

You cannot change your loan amount once you have submitted your application on the app. Please email us at support@creditmitra.in if you make any errors during the application process. After reviewing and submitting the Loan Agreement, you cannot change the loan amount or terms.

You can apply. Our verification team may contact you at a later date to verify your salary slip.

CreditMitra’s digital lending partner offers an online loan application process, which means you will have to submit all the necessary documents, which include Identity Proof - Aadhaar/PAN Card, Proof of current address if the Aadhaar card does not contain it, and the last 3 months' bank statement with salary credits for the salary account, either through our app or via our website.

Based on factors like your credit score, income, and other loans, our Digital Lending Partner calculates the maximum amount you qualify for.

Before the disbursement, you can cancel the loan. However, once the amount has been credited to your bank account, you can not cancel the loan.