SBI Bank Holidays 2026, Is SBI Open Today?
Looking for SBI holiday list 2024 or 2025? This page is updated for 2026, the most current SBI bank holiday schedule.
SBI bank branches are closed on Sundays, second and fourth Saturdays, three national holidays, and state-specific festival holidays. Use the checker below for an instant answer, then find the complete month-wise SBI holiday list for 2026.
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WIDGET BLOCK, Is SBI Bank Open Right Now?
What Works at SBI on Bank Holidays?
| Service | Available on Holidays? |
|---|---|
| YONO App (mobile banking) | ✅ Yes, 24/7 |
| SBI Net Banking (OnlineSBI) | ✅ Yes, 24/7 |
| UPI payments | ✅ Yes, 24/7 |
| IMPS transfers | ✅ Yes, 24/7 |
| NEFT transfers | ✅ Yes, 24/7 since Dec 2020 |
| SBI ATMs | ✅ Yes, 24/7 |
| RTGS transfers | ❌ No, working days only |
| Cash deposit at branch | ❌ No, branch closed |
| Cheque submission / clearance (CTS) | ❌ No, working days only |
| Demand Draft (DD) issuance | ❌ No, branch required |
| Loan document submission | ❌ No, branch required |
| NACH EMI auto-debit | ⚠️ Processed next working day if holiday |
SBI Bank Holidays 2026, Month-by-Month
(The current month opens automatically. Click any month to expand.)
January 2026
| Date | Day | Holiday | States |
|---|---|---|---|
| 1 Jan | Thursday | New Year's Day | Arunachal Pradesh, Assam, Manipur, Meghalaya, Mizoram, Nagaland, Rajasthan, Sikkim, Tamil Nadu, Telangana |
| 2 Jan | Friday | New Year Holiday | Mizoram |
| 3 Jan | Saturday | Hazrat Ali Jayanti | Uttar Pradesh |
| 10 Jan | Saturday | 2nd Saturday | Nationwide |
| 11 Jan | Sunday | Missionary Day | Mizoram |
| 12 Jan | Monday | Swami Vivekananda Jayanti | West Bengal |
| 14 Jan | Wednesday | Makar Sankranti | Arunachal Pradesh, Gujarat, Karnataka, Odisha, Sikkim |
| 14 Jan | Wednesday | Pongal | Andhra Pradesh, Tamil Nadu, Telangana |
| 15 Jan | Thursday | Thiruvalluvar Day | Tamil Nadu |
| 23 Jan | Friday | Vasant Panchami | Haryana, Odisha, Punjab, Tripura, West Bengal |
| 24 Jan | Saturday | 4th Saturday | Nationwide |
| 26 Jan | Monday | Republic Day | Nationwide |
February 2026
| Date | Day | Holiday | States |
|---|---|---|---|
| 1 Feb | Sunday | Guru Ravidas Jayanti | Chhattisgarh, Haryana, Himachal Pradesh, Madhya Pradesh, Punjab |
| 14 Feb | Saturday | 2nd Saturday | Nationwide |
| 15 Feb | Sunday | Maha Shivaratri | AP, Chhattisgarh, Gujarat, Haryana, HP, Jharkhand, Karnataka, MP, Maharashtra, Odisha, Punjab, Rajasthan, Telangana, Tripura, Uttarakhand, UP |
| 28 Feb | Saturday | 4th Saturday | Nationwide |
March 2026
| Date | Day | Holiday | States |
|---|---|---|---|
| 3 Mar | Tuesday | Holika Dahan / Holi | AP, Arunachal Pradesh, Assam, Bihar, Chhattisgarh, Goa, Gujarat, Haryana, HP, Jharkhand, MP, Maharashtra, Meghalaya, Mizoram, Nagaland, Odisha, Punjab, Rajasthan, Sikkim, Telangana, Tripura, Uttarakhand, UP |
| 14 Mar | Saturday | 2nd Saturday | Nationwide |
| 19 Mar | Thursday | Ugadi / Gudi Padwa | AP, Goa, Gujarat, Karnataka, Rajasthan, Telangana, Maharashtra |
| 20 Mar | Friday | Eid-ul-Fitr (early states) | Kerala, J&K |
| 21 Mar | Saturday | Eid-ul-Fitr / Idul Fitr* | AP, Arunachal Pradesh, Assam, Bihar, Chhattisgarh, Goa, Gujarat, Haryana, HP, MP, Manipur, Meghalaya, Mizoram, Nagaland, Odisha, Punjab, Rajasthan, Tamil Nadu, Tripura, Uttarakhand, UP, West Bengal |
| 21 Mar | Saturday | Sarhul | Jharkhand |
| 22 Mar | Sunday | Idul Fitr Holiday | Telangana |
| 22 Mar | Sunday | Bihar Day | Bihar |
| 27 Mar | Friday | Ram Navami | AP, Bihar, Chhattisgarh, Gujarat, Haryana, HP, MP, Maharashtra, Odisha, Punjab, Rajasthan, Sikkim, Tripura, Telangana, Uttarakhand, UP |
| 28 Mar | Saturday | 4th Saturday | Nationwide |
| 31 Mar | Tuesday | Mahavir Jayanti | Chhattisgarh, Gujarat, Haryana, Jharkhand, Karnataka, MP, Maharashtra, Mizoram, Punjab, Rajasthan, Tamil Nadu, Tripura, UP |
Eid-ul-Fitr date subject to moon sighting.
April 2026
| Date | Day | Holiday | States |
|---|---|---|---|
| 1 Apr | Wednesday | — | (Note: April 2026 has no 1st Saturday; 2nd Sat = April 11) |
| 3 Apr | Friday | Good Friday | AP, Arunachal Pradesh, Assam, Bihar, Chhattisgarh, Goa, Gujarat, Jharkhand, Karnataka, MP, Manipur, Meghalaya, Mizoram, Nagaland, Odisha, Punjab, Rajasthan, Sikkim, Tamil Nadu, Telangana, Tripura, Uttarakhand, UP, West Bengal |
| 4 Apr | Saturday | Easter Saturday | Nagaland |
| 11 Apr | Saturday | 2nd Saturday | Nationwide |
| 14 Apr | Tuesday | Dr Ambedkar Jayanti | AP, Bihar, Chhattisgarh, Goa, Gujarat, Jharkhand, Maharashtra, Haryana, HP, Karnataka, MP, Odisha, Punjab, Rajasthan, Sikkim, Tamil Nadu, Telangana, Uttarakhand, UP |
| 14 Apr | Tuesday | Bohag Bihu | Assam, Arunachal Pradesh |
| 15 Apr | Wednesday | Bohag Bihu Holiday | Assam |
| 15 Apr | Wednesday | Bengali New Year | West Bengal |
| 15 Apr | Wednesday | Himachal Day | Himachal Pradesh |
| 20 Apr | Monday | Basava Jayanti | Karnataka |
| 25 Apr | Saturday | 4th Saturday | Nationwide |
May 2026
| Date | Day | Holiday | States |
|---|---|---|---|
| 1 May | Friday | Buddha Purnima | Arunachal Pradesh, Chhattisgarh, HP, Jharkhand, MP, Maharashtra, Mizoram, Uttarakhand, UP |
| 1 May | Friday | May Day / Labour Day | Assam, Bihar, Goa, Karnataka, Manipur, Tamil Nadu, Telangana, Tripura, West Bengal |
| 9 May | Saturday | 2nd Saturday | Nationwide |
| 23 May | Saturday | 4th Saturday | Nationwide |
| 27 May | Wednesday | Bakrid / Eid al-Adha* | AP, Arunachal Pradesh, Bihar, Chhattisgarh, Gujarat, Haryana, HP, Jharkhand, Karnataka, MP, Maharashtra, Manipur, Meghalaya, Mizoram, Nagaland, Odisha, Punjab, Rajasthan, Sikkim, Tamil Nadu, Telangana, Tripura |
Eid al-Adha date subject to moon sighting.
June 2026
| Date | Day | Holiday | States |
|---|---|---|---|
| 13 Jun | Saturday | 2nd Saturday | Nationwide |
| 17 Jun | Wednesday | Maharana Pratap Jayanti | Haryana, Himachal Pradesh, Rajasthan |
| 26 Jun | Friday | Muharram* | AP, Bihar, Chhattisgarh, Gujarat, HP, Jharkhand, Karnataka, MP, Maharashtra, Mizoram, Odisha, Rajasthan, Tamil Nadu, Telangana, Tripura, UP, Uttarakhand |
| 27 Jun | Saturday | 4th Saturday | Nationwide |
| 29 Jun | Monday | Sant Guru Kabir Jayanti | Haryana, HP, Punjab, Tripura |
Muharram date subject to moon sighting.
July 2026
| Date | Day | Holiday | States |
|---|---|---|---|
| 11 Jul | Saturday | 2nd Saturday | Nationwide |
| 16 Jul | Thursday | Ratha Yatra | Manipur, Odisha |
| 25 Jul | Saturday | 4th Saturday | Nationwide |
August 2026
| Date | Day | Holiday | States |
|---|---|---|---|
| 8 Aug | Saturday | 2nd Saturday | Nationwide |
| 15 Aug | Saturday | Independence Day | Nationwide (national holiday) |
| 16 Aug | Sunday | Parsi New Year | Gujarat, Maharashtra |
| 22 Aug | Saturday | 4th Saturday | Nationwide |
| 25 Aug | Tuesday | Eid-e-Milad (Milad-un-Nabi)* | AP, Haryana, Jharkhand, Karnataka, Kerala, MP, Maharashtra, Mizoram, Nagaland, Odisha, Rajasthan, Telangana, Tripura, UP, Uttarakhand |
| 27 Aug | Thursday | Thiruvonam (Onam) | Kerala |
| 28 Aug | Friday | Raksha Bandhan | Chhattisgarh, Gujarat, Haryana, MP, Rajasthan, Uttarakhand, UP |
Eid-e-Milad date subject to moon sighting.
September 2026
| Date | Day | Holiday | States |
|---|---|---|---|
| 4 Sep | Friday | Janmashtami | AP, Bihar, Chhattisgarh, Gujarat, Haryana, HP, Jharkhand, MP, Manipur, Meghalaya, Nagaland, Odisha, Punjab, Rajasthan, Sikkim, Tamil Nadu, Telangana, Tripura, Uttarakhand, UP |
| 12 Sep | Saturday | 2nd Saturday | Nationwide |
| 15 Sep | Tuesday | Ganesh Chaturthi | AP, Goa, Gujarat, Karnataka, Maharashtra, Odisha, Tamil Nadu, Telangana |
| 16 Sep | Wednesday | Ganesh Chaturthi Holiday | Goa |
| 21 Sep | Monday | Ramdev Jayanti | Rajasthan |
| 26 Sep | Saturday | 4th Saturday | Nationwide |
October 2026
| Date | Day | Holiday | States |
|---|---|---|---|
| 2 Oct | Friday | Gandhi Jayanti | Nationwide |
| 10 Oct | Saturday | 2nd Saturday | Nationwide |
| 19 Oct | Monday | Maha Ashtami | AP, Assam, Jharkhand, Manipur, Odisha, Rajasthan, Sikkim, Telangana, West Bengal |
| 20 Oct | Tuesday | Maha Navami / Dussehra / Vijayadashami | AP, Arunachal Pradesh, Assam, Bihar, Chhattisgarh, Goa, Gujarat, Haryana, HP, Jharkhand, Karnataka, MP, Maharashtra, Meghalaya, Mizoram, Nagaland, Odisha, Punjab, Rajasthan, Sikkim, Tamil Nadu, Telangana, Tripura, Uttarakhand, UP, West Bengal |
| 21 Oct | Wednesday | Vijayadashami (continued / immersion day) | Assam, Bihar, Jharkhand, Karnataka, Meghalaya, Nagaland, Odisha, Sikkim, Tamil Nadu, Tripura, UP, West Bengal |
| 24 Oct | Saturday | 4th Saturday | Nationwide |
| 25 Oct | Sunday | Lakshmi Puja | Odisha, West Bengal |
| 26 Oct | Monday | Maharishi Valmiki Jayanti | Chhattisgarh, Haryana, HP, Karnataka, MP, Punjab, Tripura |
November 2026
| Date | Day | Holiday | States |
|---|---|---|---|
| 8 Nov | Sunday | Diwali / Lakshmi Puja | Nationwide (most states) |
| 9 Nov | Monday | Deepavali Holiday | Haryana, Karnataka, Maharashtra, Rajasthan, Uttarakhand, UP |
| 11 Nov | Wednesday | Bhai Dooj | Gujarat, Rajasthan, Sikkim, Uttarakhand, UP |
| 14 Nov | Saturday | 2nd Saturday | Nationwide |
| 15 Nov | Sunday | Chhath Puja | Jharkhand, Bihar |
| 24 Nov | Tuesday | Guru Nanak Jayanti | Arunachal Pradesh, Chhattisgarh, Gujarat, Haryana, HP, Jharkhand, MP, Maharashtra, Mizoram, Nagaland, Punjab, Rajasthan, Telangana, Uttarakhand, UP, West Bengal |
| 27 Nov | Friday | Kanakadasa Jayanti | Karnataka |
| 28 Nov | Saturday | 4th Saturday | Nationwide |
December 2026
| Date | Day | Holiday | States |
|---|---|---|---|
| 12 Dec | Saturday | 2nd Saturday | Nationwide |
| 24 Dec | Thursday | Christmas Holiday | Meghalaya, Mizoram |
| 25 Dec | Friday | Christmas Day | AP, Arunachal Pradesh, Assam, Bihar, Chhattisgarh, Goa, Gujarat, Haryana, HP, Jharkhand, Karnataka, Kerala, MP, Maharashtra, Manipur, Meghalaya, Mizoram, Nagaland, Odisha, Punjab, Rajasthan, Sikkim, Tamil Nadu, Telangana, Tripura, Uttarakhand, UP, West Bengal |
| 26 Dec | Saturday | 4th Saturday | Nationwide |
2nd and 4th Saturdays in 2026, All 24 Dates
| Month | 2nd Saturday | 4th Saturday |
|---|---|---|
| January | 10 Jan | 24 Jan |
| February | 14 Feb | 28 Feb |
| March | 14 Mar | 28 Mar |
| April | 11 Apr | 25 Apr |
| May | 9 May | 23 May |
| June | 13 Jun | 27 Jun |
| July | 11 Jul | 25 Jul |
| August | 8 Aug | 22 Aug |
| September | 12 Sep | 26 Sep |
| October | 10 Oct | 24 Oct |
| November | 14 Nov | 28 Nov |
| December | 12 Dec | 26 Dec |
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How SBI's Holiday Schedule Works
SBI, as India's largest public sector bank with over 22,000 branches, follows the Reserve Bank of India's annual holiday matrix, published under the Negotiable Instruments Act, 1881. Three categories of holidays apply:
National Holidays (uniform, all SBI branches): Republic Day (26 Jan), Independence Day (15 Aug), and Gandhi Jayanti (2 Oct), all SBI branches nationwide are closed, no exceptions.
Second and Fourth Saturdays (uniform, all SBI branches): Per RBI directive, all scheduled commercial banks including SBI close on the 2nd and 4th Saturday of every month. The 1st, 3rd, and 5th Saturdays are working days.
State-specific Festival Holidays (varies by branch location): Each state government notifies its own list of bank holidays for regional festivals. An SBI branch in Chennai observes different festival holidays from an SBI branch in Lucknow. The month-wise tables above reflect this state variation.
To verify a specific SBI branch's holiday: Visit www.sbi.co.in or call SBI customer care at 1800-11-2211 (toll-free) or 1800-425-3800. SBI publishes its annual holiday circular on its official website each year.
What Happens to Your SBI Loan EMI on a Bank Holiday?
This is the question SBI borrowers search for most, and rarely find answered.
SBI uses the National Automated Clearing House (NACH) to automatically debit EMIs for home loans, personal loans, car loans, and education loans. NACH is operated by NPCI and does not process on bank holidays.
If your SBI EMI due date falls on a bank holiday: The debit is typically processed on the next working day. SBI does not consider this a missed payment, it is a system-level delay, not a default. However, you must ensure your linked account has sufficient balance from the working day before the holiday, because if the debit fails on the next working day for insufficient funds, it does count as a bounce.
Practical steps for SBI loan customers:
- Mark all 2nd/4th Saturdays and major holidays on your calendar for the year
- If your EMI date is the 2nd or 4th of the month, check this page in January and confirm the year's second/fourth Saturday dates
- Maintain balance from the working day before any holiday cluster, especially festival stretches like March 19–22, October 20–21, and November 8–9
Other Bank Holiday Lists 2026
Looking for another bank's holiday schedule? All follow the same RBI holiday matrix with minor variations in how individual state holidays are observed.
Frequently Asked Questions, SBI Bank Holidays 2026
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Frequently Asked Questions
Common queries and answers related to SBI Bank Holidays 2026
