State-Wise Bank Holidays 2026
There is no uniformity in the holiday calendar in India among all banks. Although national holidays such as Republic Day and Independence Day are celebrated nationwide, other holiday notifications are given by states as per the Negotiable Instruments Act, 1881.
The Reserve Bank of India releases the holiday calendar based on regional centres of RBI (about 29 cities), while the state governments declare more holidays for the banks within their states. This implies that the overall number of bank holidays and dates vary from state to state.
Other than state specific holidays, the following bank holidays apply to all the banks in India:
Sunday of every week (52 days in 2026)
2nd and 4th Saturdays of every month (24 days in 2026)
Bank holidays due to festivals/public holidays include the above days.
Dates marked with an asterisk (*) are Muslim festivals as per the Hijri calendar. These are tentative and may be shifted by 1 or 2 days as per the official sighting of the moon.
Saturday Banking Rule
All bank branches in India follow a uniform Saturday schedule since September 1, 2015:
This rule applies uniformly across all states and is not repeated in the individual state sections below.
If a separate holiday (such as a festival or national holiday) falls on a working Saturday (1st, 3rd, or 5th), the bank closes for that holiday. For example, Independence Day (August 15, 2026) falls on a 3rd Saturday, banks close for Independence Day, not because of the Saturday rule.
Andhra Pradesh Bank Holidays 2026 {#andhra-pradesh}
Diwali (November 8) falls on a Sunday in 2026.
Arunachal Pradesh Bank Holidays 2026 {#arunachal-pradesh}
Bihar also observes Chhath Puja as a significant holiday. In 2026, Chhath Puja falls around November 15 (Sunday), banks are already closed for the weekly off. Holiday list based on the DoPT (Department of Personnel & Training) Central Government Holiday notification for 2026. Delhi follows the Central Government holiday calendar. Note: Holi is observed on March 4 (the second day / Dhulandi) in Delhi, while many other states observe on March 3. Eid-e-Milad date shown here follows the DoPT notification (Aug 26); actual date is subject to moon sighting. Goa Liberation Day (December 19) falls on a 3rd Saturday in 2026, banks close for the Liberation Day holiday, not for the Saturday rule. The Feast of Saint Francis Xavier (December 3) is specific to Goa. Haryana Day (November 1) falls on a Sunday in 2026, banks are already closed for the weekly off. Jammu & Kashmir is a Union Territory. Some holidays below apply only to the Jammu division or the Kashmir division, as noted. J&K also observes several Urs and district-specific holidays (e.g., Urs Shah-i-Hamdan in Srinagar, Mela Khir Bhawani) that may affect specific bank branches. Check with your local branch for district-level closures. Jharkhand also observes Sarhul (a tribal harvest festival) and Karma Puja as regional holidays. Chhath Puja falls on November 15 (Sunday) in 2026. Karnataka Rajyotsava (November 1) falls on a Sunday in 2026, banks are already closed. Ugadi in Karnataka is observed on March 19 based on state holiday notifications; nearby states may observe on March 20. Chhatrapati Shivaji Maharaj Jayanti (February 19) is specific to Maharashtra. Diwali falls on Sunday (November 8); banks observe November 9 as the Diwali holiday. Manipur has several unique holidays including Yaosang (the Manipuri Holi), Cheiraoba (Meitei New Year), and Ningol Chakkouba. Patriots' Day (August 13) commemorates those who fought for Manipur's sovereignty. Meghalaya has a significant Christian population, and Christmas Eve (December 24) is observed as a bank holiday in addition to Christmas Day. Nagaland also observes the Hornbill Festival period (December 1–10) as culturally significant, but specific bank closure dates for Hornbill Festival should be verified with local branches. Easter Saturday (April 4) coincides with the 1st Saturday in April, banks would normally be open but closed for the Easter holiday in Nagaland. Maharana Pratap Jayanti (June 17) is observed as a bank holiday in Rajasthan, Haryana, and Himachal Pradesh. Sikkim also observes Losar (Tibetan New Year, around February 26) as a regional holiday, with local branches. Tamil Nadu observes a multi-day Pongal festival (January 14–16). Thiruvalluvar Day (January 15) is specific to Tamil Nadu. Telangana and Andhra Pradesh share most bank holidays due to their shared regional and cultural history, but Telangana also observes Telangana Formation Day (June 2). In 2026, June 2 is a Tuesday, verify with local branches whether this is a bank holiday. Uttar Pradesh has two RBI regional centres (Kanpur and Lucknow), and some holidays may differ between them. Chhath Puja (November 15) falls on a Sunday in 2026. A closure of the bank branch doesn’t imply that no banking activities can be performed. Following activities continue and which do not during the holidays are mentioned below: Continues during holidays: NEFT - works 24x7 from December 16, 2019 (RBI Circular RBI/2019-20/111) RTGS - works 24x7 from December 14, 2020 (RBI Circular RBI/2020-21/70) IMPS - designed to work 24x7 (NPCI) UPI – 24x7 service available Withdrawals from ATMs - available depending on cash availability Mobile/internet banking - generally available (depending on banks) Services that are paused on holidays: Cheque clearing (CTS) - works on working days only NACH auto-debits - works on working days only; in case, if the scheduled date falls on holidays, then its processing will take place on the next working day Bank branches activities: deposits/withdrawals at counter, demand drafts, locker facility, documents Service availability depends on individual banks. Verify closure details prior to a critical branch visit from: RBI Holiday Matrix which is the official bank holiday listing as per RBI regional centres: rbi.org.in The website/app of your bank which usually has its own holiday listing Notifications by state governments of declared holidays – available through official gazette notifications Directly with your bank branch which will give you the latest details Holiday calendars are usually released at the start of each new calendar year except for the dates of Islamic holidays which are finalized closer to the actual observance period. Although this webpage gives a state-wise listing, there might be minor variations by individual banks based on: Banking Circles: For example, in case of SBI, there is a categorization of banks into circles which do not always correspond to state-wise boundaries RBI Regional Centres: The RBI holiday calendar is based on the city. Example: Mumbai and Nagpur are considered separate centres although both are in Maharashtra Local holidays: There can be certain holidays declared on a local/district level which are not included in the state-wise calendar Operational decisions: There might be certain operational decisions made by private banks If your work requires critical branch visits, such as document submission, demand drafts collection or access to locker services etc., please contact your particular branch. Are bank holidays the same in every state in India? Are banks closed on the second and fourth Saturday? Are banks open on the first, third, and fifth Saturdays? Are banks closed on state-specific festival holidays? Is Diwali a bank holiday in 2026? How do I know whether my bank branch is open or closed on a particular day?Bihar Bank Holidays 2026 {#bihar}
Chhattisgarh Bank Holidays 2026 {#chhattisgarh}
Delhi Bank Holidays 2026 {#delhi}
Goa Bank Holidays 2026 {#goa}
Gujarat Bank Holidays 2026 {#gujarat}
Haryana Bank Holidays 2026 {#haryana}
Himachal Pradesh Bank Holidays 2026 {#himachal-pradesh}
Jammu & Kashmir Bank Holidays 2026 {#jammu-kashmir}
Jharkhand Bank Holidays 2026 {#jharkhand}
Karnataka Bank Holidays 2026 {#karnataka}
Madhya Pradesh Bank Holidays 2026 {#madhya-pradesh}
Maharashtra Bank Holidays 2026 {#maharashtra}
Manipur Bank Holidays 2026 {#manipur}
Meghalaya Bank Holidays 2026 {#meghalaya}
Nagaland Bank Holidays 2026 {#nagaland}
Rajasthan Bank Holidays 2026 {#rajasthan}
Sikkim Bank Holidays 2026 {#sikkim}
Tamil Nadu Bank Holidays 2026 {#tamil-nadu}
Telangana Bank Holidays 2026 {#telangana}
Tripura Bank Holidays 2026 {#tripura}
Uttar Pradesh Bank Holidays 2026 {#uttar-pradesh}
Uttarakhand Bank Holidays 2026 {#uttarakhand}
Digital Banking on Holidays
How to Verify a Bank Holiday
Variations Per Bank
Frequently Asked Questions
No. Republic Day (January 26), Independence Day (August 15), and Gandhi Jayanti (October 2) are common holidays. Except for those, most bank holidays are notified state wise under the Negotiable Instruments Act, 1881 and vary accordingly from one state to another. A bank holiday in one state is not an automatic holiday in another state.
Yes. As per Gazette Notification S.O. 2285 since September 1, 2015, all bank branches in India remain closed on the second and fourth Saturday of every month.
Generally, yes. First, third, and fifth Saturdays are considered working days in bank branches. But in case there is a holiday on one of these Saturdays, the bank remains closed for that holiday.
Yes. If the State Government declares a particular festival holiday under the Negotiable Instruments Act, the bank branch remains closed on that day. For instance, Pongal is a bank holiday in Tamil Nadu & Andhra Pradesh whereas it is not so in Delhi and Maharashtra.
Diwali in 2026 is on Sunday, November 8; banks remain closed on this day for weekly off. Various states (Maharashtra, Karnataka, Haryana, Rajasthan, Uttarakhand and UP among others) observe Monday, November 9 as Diwali holiday.
Visit your bank's official holiday calendar published on the website or mobile app. Alternatively, you can visit RBI Holiday Matrix at rbi.org.in. In case of Islamic festivals, it is advisable to verify a few days before its actual observance.
Borrow. Protect. Grow.
All in one app.
- Compare loan offers
- Buy insurance in minutes
- Invest in mutual funds
- Check credit score free
- Track all your applications
About the Author
Divya
SEO Strategist & Finance WriterDivya Kumari is an SEO and Content Strategist with experience in organic traffic growth, topical authority building, and content-led SEO strategies. She specializes in creating user-focused content for finance and SaaS websites, helping brands improve visibility through structured content planning, internal linking, and search optimization techniques.
Explore More Holidays
Latest Blogs
Personal Loan for International Travel: Is It the Right Choice?
A travel loan helps you finance domestic or international trips without delaying your plans. This guide explains how to apply for a travel loan, eligibility criteria, interest rates, EMI calculation, required documents, and repayment options, making it easier to choose the right financing solution for your vacation or business travel.
7 Days Loan App: Real Cost, Risks and Safer Options
Need a loan for just 7 days? Before you apply, understand the real cost of short-term loan apps, the risks of hidden fees and high charges, and how to identify safer, RBI-regulated lending options in India.
How EMI Payments Work on Bank Holidays
What happens if your EMI due date falls on a bank holiday? Learn how loan EMI payments are handled on holidays, Sundays and Saturdays, including auto-debit, ECS and NACH payments, and whether a holiday can affect your EMI deduction or payment status.