Is Today Holiday In Kerala? Kerala Bank Holiday List 2026

Kerala observes 22 gazetted public holidays in 2026, as officially declared by the Government of Kerala under G.O. (P) No. 15/2025/GAD dated 31 October 2025. Banks in Kerala follow the RBI's Negotiable Instruments Act holiday list, alongside all Sundays and the second and fourth Saturdays of every month. The longest holiday stretch of the year is the Onam cluster in August, when banks remain closed for four consecutive days.

Is Today a Holiday in Kerala? How to Check

Bank branches in Kerala are closed on all Sundays, the 2nd and 4th Saturdays, three national holidays (Republic Day, Independence Day, Gandhi Jayanti), and all gazetted state holidays notified by the Kerala government. Digital banking through UPI, NEFT, IMPS, ATMs, and mobile apps remains available 24/7. To check today or tomorrow's holiday status, refer to the official Kerala Government Gazette notification (G.O. (P) No. 15/2025/GAD) or the RBI's Kerala holiday matrix.

Is Monday a Holiday in Kerala?

Mondays are working days unless they coincide with a gazetted holiday. In 2026, some notable Mondays to check: Republic Day (26 January, Monday) is a bank holiday nationwide. For other Mondays, cross-reference the gazetted list below.

Kerala Holiday List 2026: Key Bank and Government Holidays

Date | Day | Holiday
1 January 2026 | Thursday | New Year's Day
2 January 2026 | Friday | Mannam Jayanthi
26 January 2026 | Monday | Republic Day (National)
15 February 2026 | Sunday | Maha Shivaratri
20 March 2026 | Friday | Eid al-Fitr* (Note: date may vary by moon sighting)
3 April 2026 | Friday | Good Friday
5 April 2026 | Sunday | Easter
1 April 2026 | Wednesday | Annual Bank Closing
14 April 2026 | Tuesday | Dr B.R. Ambedkar Jayanti
15 April 2026 | Wednesday | Vishu
1 May 2026 | Friday | Vishu Kani / Labour Day (restricted/local)
27 May 2026 | Wednesday | Eid al-Zuha (Bakrid)*
26 June 2026 | Friday | Muharram*
16 July 2026 | Thursday | Maundy Thursday (first-time bank holiday in Kerala)
15 August 2026 | Saturday | Independence Day (National)
25 August 2026 | Tuesday | First Onam (Uthradom)
26 August 2026 | Wednesday | Thiruvonam (Onam main day)
27 August 2026 | Thursday | Third Onam
28 August 2026 | Friday | Fourth Onam
21 September 2026 | Monday | Sree Narayana Guru Samadhi
2 October 2026 | Friday | Gandhi Jayanti (National)
8 November 2026 | Sunday | Diwali
25 December 2026 | Friday | Christmas

*Islamic holiday dates depend on moon sighting and may shift by a day.

Maundy Thursday: A New Addition to Kerala Bank Holidays

A notable change in Kerala's 2026 holiday calendar is the inclusion of Maundy Thursday as a bank holiday for the first time in the state. This addition reflects Kerala's significant Christian community, particularly in central and southern districts.

Is Tomorrow a Holiday in Kerala? Key Points for Planning

The most common queries about Kerala holidays concern the Onam stretch in August, when four consecutive days (25-28 August 2026) are bank holidays, and the Vishu and Ambedkar Jayanti combination on 14-15 April, which creates a two-day closure. Outside of these clusters, Kerala's midweek holidays are usually single-day closures.

Bank branch closed in Kerala today or tomorrow? CreditMitra's short-term personal loans can be applied for entirely online, so Kerala's Onam or Vishu closure never delays something urgent.

What Works and What Doesn't on a Kerala Bank Holiday

Service | Available on Kerala Bank Holidays?
UPI (Google Pay, PhonePe, BHIM) | Yes, 24/7
IMPS transfers | Yes, 24/7
NEFT transfers | Yes, 24/7
ATM withdrawals | Yes, 24/7
Mobile and internet banking | Yes
RTGS transfers | No, resumes next working day
Cheque clearance (CTS) | No, resumes next working day
Branch services (cash deposit, DD, documents) | No, branch closed
NACH EMI auto-debit | Processed on the next working day if due date falls on a holiday

What Happens If Your EMI Is Due During Onam?

If your EMI falls between 25 and 28 August 2026, the NACH auto-debit will be processed on the next working day. Since this is a four-day consecutive closure, ensure your account has sufficient balance well before 25 August to avoid a missed payment being reported.

Planning finances around Kerala's Onam holiday week or any other state holiday? CreditMitra's short-term personal loans are fully online with fast disbursal, so a bank closure never holds up your plans.