Ganesh Chaturthi 2026 Date, Vinayaka Chavithi Puja Muhurat

Ganesh Chaturthi 2026, also known as Vinayaka Chaturthi or Vinayaka Chavithi, falls on Monday, 14 September 2026. The Chaturthi Tithi begins at 7:06 AM on 14 September and the auspicious Sthapana (idol installation) muhurat is approximately 11:02 AM to 1:31 PM. The ten-day festival concludes with Anant Chaturdashi and Ganesh Visarjan on Thursday, 24 September 2026. Banks, government offices, and most businesses in Maharashtra and several other states remain closed on the main day.

Looking for Ganesh Chaturthi 2025 date? It was observed on 27 August 2025. This page covers Ganesh Chaturthi 2026.

What Is Ganesh Chaturthi?

Ganesh Chaturthi marks the birth of Lord Ganesha, the elephant-headed son of Lord Shiva and Goddess Parvati, and the remover of obstacles (Vighnaharta). The festival falls on the Shukla Paksha Chaturthi (fourth day of the bright fortnight) in the Hindu month of Bhadrapada. The streets of Maharashtra echo with "Ganpati Bappa Morya!" as elaborate pandals welcome Ganesh idols ranging from small home installations to enormous public sculptures. In Telangana and Andhra Pradesh, the festival is celebrated as Vinayaka Chavithi with equal fervour, particularly at the Khairatabad Ganesh in Hyderabad, one of India's tallest idols. Goa observes Ganesh Chaturthi across two gazetted bank holiday days.

Ganesh Chaturthi 2026: Key Festival Dates

Date | Day | Occasion
14 September 2026 | Monday | Ganesh Chaturthi (Sthapana / Installation Day) — Bank Holiday
24 September 2026 | Thursday | Anant Chaturdashi (Ganesh Visarjan / Immersion Day)

Sthapana Muhurat 2026: The most auspicious window for installing the Ganesha idol is approximately 11:02 AM to 1:31 PM on 14 September 2026 (Madhyahna period). Verify exact timing with your local panchang.

Is Ganesh Chaturthi a Bank Holiday in 2026?

Date | Day | Holiday | Bank Closure Status
14 September 2026 | Monday | Vinayaka Chaturthi / Ganesh Chaturthi | Banks closed in Maharashtra, Goa, Telangana, and Andhra Pradesh; restricted holiday in several other states
15 September 2026 | Tuesday | Ganesh Chaturthi (second day) | Banks closed in Goa (state-specific two-day observance)
13 September 2026 | Sunday | 2nd Sunday | Nationwide weekly off
26 September 2026 | Saturday | 4th Saturday | Nationwide bank holiday

Banks in Maharashtra observe a full-day closure on 14 September. Goa uniquely observes two days. Telangana and AP observe it as a gazetted bank holiday. Other states, including Karnataka, Tamil Nadu, and Gujarat, may observe it as a restricted holiday depending on the year's state notification.

Ganesh Chaturthi preparations, pandal donations, new clothes, festive travel, and family gatherings add up quickly, right when your bank branch is closed. CreditMitra offers short-term personal loans you can apply for entirely online, so festive expenses are covered without waiting for the branch to reopen.

What Works and What Doesn't on Ganesh Chaturthi Bank Holiday

Service | Available on Ganesh Chaturthi?
UPI (Google Pay, PhonePe, BHIM) | Yes, 24/7
IMPS transfers | Yes, 24/7
NEFT transfers | Yes, 24/7
ATM withdrawals | Yes, 24/7
Mobile and internet banking | Yes
RTGS transfers | No, resumes next working day
Cheque clearance (CTS) | No, resumes next working day
Branch services (cash deposit, DD, documents) | No, branch closed
NACH EMI auto-debit | Processed on the next working day if due date falls on Ganesh Chaturthi

What Happens If Your EMI Is Due on Ganesh Chaturthi?

If your personal loan or credit card EMI due date falls on 14 September 2026, the NACH auto-debit is processed on the next working day. This is a routine processing delay and is not treated as a default. Ensure your account has sufficient balance from 13 September (Sunday) so the debit succeeds when it goes through on 15 September.

Need quick funds for Ganesh Chaturthi celebrations, idol purchase, or pandal contributions? CreditMitra's short-term personal loans offer a fully online application and fast disbursal, so festival finances are never a worry.