Today Holiday Assam: Assam Bank and Government Holiday List

Assam has one of the most extensive state holiday calendars in India, with 35 gazetted holidays declared for 2026, as per the official notification dated 17 November 2025 from the General Administration Department (GAD), Government of Assam. Additionally, 35 restricted holidays are listed from which employees may choose any two. Banks in Assam observe all gazetted holidays under the RBI's Negotiable Instruments Act, along with all Sundays and the second and fourth Saturdays of every month.

Is Today a Bank Holiday in Assam?

Bank branches in Assam are closed on all Sundays, the 2nd and 4th Saturdays of every month, national holidays, and the gazetted state holidays listed in the official Assam government notification. A unique feature of the Assam calendar is the 1 April annual bank closing day (for financial year-end balance reconciliation), and a declared half holiday on 25 October 2026, when offices close at 1:00 PM on account of Laxmi Puja. Digital banking through UPI, NEFT, IMPS, ATMs, and mobile apps remains available 24/7.

Assam Holiday List 2026: Key Bank and Government Holidays

Date | Day | Holiday
1 January 2026 | Thursday | New Year's Day
12 January 2026 | Monday | Swami Vivekananda Jayanti
14 January 2026 | Wednesday | Magh Bihu (Makar Sankranti)
23 January 2026 | Friday | Netaji Subhas Chandra Bose Jayanti
26 January 2026 | Monday | Republic Day (National)
3 March 2026 | Tuesday | Holi
4 March 2026 | Wednesday | Dol Jatra (Holi Second Day)
21 March 2026 | Saturday | Eid al-Fitr*
1 April 2026 | Wednesday | Annual Bank Closing
3 April 2026 | Friday | Good Friday
14 April 2026 | Tuesday | Dr B.R. Ambedkar Jayanti / Bohag Bihu (first day)
15 April 2026 | Wednesday | Bohag Bihu (second day)
1 May 2026 | Friday | May Day / Labour Day
27 May 2026 | Wednesday | Eid al-Zuha (Bakrid)*
26 June 2026 | Friday | Muharram*
9-10 July 2026 or 23-24 July 2026 | Special Casual Leave | Matri Pitri Vandana (clubbed with Saturday/Sunday)
15 August 2026 | Saturday | Independence Day (National)
26 August 2026 | Wednesday | Milad-un-Nabi (Eid-e-Milad)*
4 September 2026 | Friday | Krishna Janmashtami
2 October 2026 | Friday | Gandhi Jayanti (National)
25 October 2026 | Sunday | Laxmi Puja (Half holiday on Friday, offices close at 1 PM — see note)
22 October 2026 | Thursday | Dussehra
8 November 2026 | Sunday | Diwali
11 November 2026 | Wednesday | Guru Nanak Jayanti
25 December 2026 | Friday | Christmas

*Islamic festival dates depend on moon sighting and may vary.

Note: The half-holiday on Laxmi Puja means government offices close at 1:00 PM on 25 October 2026. 25 October is a Sunday in 2026, so this half-holiday applies to the nearest relevant working day as per the official Assam GAD notification — verify the exact date with the official calendar.

Assam's Unique Festivals: Bihu and Its Three Forms

Assam's holiday calendar is shaped significantly by Bihu, the state's most important festival, which is observed three times a year:

Magh Bihu (Bhogali Bihu) — 14 January: Marks the end of the harvesting season and is a feast festival celebrated with bonfires, community meals, and traditional games. It is a gazetted bank holiday.

Bohag Bihu (Rongali Bihu) — 14-15 April: The Assamese New Year, the most festive of the three Bihus, celebrated with traditional music (Bihu music), dance, new clothes, and exchanges of gifts. Both the first and second days are gazetted bank holidays in Assam.

Kongali Bihu (Kati Bihu) — October: A quieter, introspective festival where earthen lamps are lit in paddy fields to pray for a good harvest. This is not typically a bank holiday.

Is Tomorrow a Holiday in Assam?

To find out if tomorrow is a holiday in Assam, check the official Assam GAD notification on the Assam government's website (assam.gov.in), the RBI's Assam holiday matrix, or the Assam Bank Holidays page on the RBI website. Some district-level holidays in Assam may differ from the state gazetted list, particularly for local tribal festivals, so checking with local authorities for district-specific announcements is also advisable.

Bank branch closed for a Bihu holiday or any other Assam gazetted holiday? CreditMitra's short-term personal loans can be applied for entirely online, so a state holiday never delays something urgent.

What Works and What Doesn't on an Assam Bank Holiday

Service | Available on Assam Bank Holidays?
UPI (Google Pay, PhonePe, BHIM) | Yes, 24/7
IMPS transfers | Yes, 24/7
NEFT transfers | Yes, 24/7
ATM withdrawals | Yes, 24/7
Mobile and internet banking | Yes
RTGS transfers | No, resumes next working day
Cheque clearance (CTS) | No, resumes next working day
Branch services (cash deposit, DD, documents) | No, branch closed
NACH EMI auto-debit | Processed on the next working day if due date falls on a holiday

What Happens If Your EMI Is Due on an Assam Holiday?

If your personal loan or credit card EMI falls on one of Assam's gazetted holidays, the NACH auto-debit is typically processed on the next working day. Your account needs sufficient balance when the debit is attempted; a failed debit may be flagged as a missed payment and affect your CIBIL score. Bohag Bihu across two consecutive days in April is worth noting for borrowers whose EMI due dates fall in mid-April.

Need quick funds around Bihu or another Assam holiday? CreditMitra's short-term personal loans are fully online with fast disbursal, so the state's packed festival calendar never holds up your plans.