Assam Bank Holiday Calendar 2026
Assam is not a part of the National Bank Holiday Calendar. The bank holidays for the Assam region are governed by the Reserve Bank of India's regional centre in Guwahati, Assam and the days when the banks are closed here is due to the Government of Assam's own notification of holidays. That list includes a few observances which you will not find in any other part of the country like the three Bihus, the tithis of Srimanta Sankardeva and Madhabdeva, Lachit Divas and Asom Divas etc.
The following table provides details of all the days bank branches in Assam will be closed today, along with information about the specific day of the week and its implications.
Assam bank holiday calendar 2026
Islamic dates (Id-ul-Fitr, Id-ul-Zuha) depend on the moon sighting and may move by a day.
Add to these every Sunday, and the 2nd and 4th Saturday of each month, the standard nationwide bank closures. The 1st, 3rd and 5th Saturdays are normal working days.
What actually changes your week in Assam
Four working Saturdays have closures. Most of the people in India rely on 1st, 3rd and 5th Saturday. The 31st Jan is Me-Dam-Me-Phi, the 21st Mar is Id-ul-Fitr and the Tithi of Damodar Deva is on 18th April, all of which are working days in Assam but falls on a Saturday.In Assam, the additional days are Me-Dam-Me-Phi (31st Jan), Id-ul-Fitr (21st Mar) and the Tithi of Damodar Deva (18th April) all of which fall on a Saturday which is normally a working day. This is done on Independence Day (15 Aug). One which appears to be a bonus, but it is not: the Sankardeva tithi falls on the 2nd Saturday on 12 Sep which is already a holiday.
In Assam, Diwali is not on Sunday, it's on Monday! Since Diwali and Kali Puja this year are on Sunday 8 November the Guwahati branch holiday will move to Monday 9 November. Make cash and check arrangements for the 9th.
October is a long, long cluster. Kati Bihu falls this Sunday (18 Oct) to Wednesday (21 Oct) coinciding with Durga Puja, thereby resulting in four consecutive days of closure. Pre-clearing of NEFT batches work at branches/counters should be done before 17th.
What stays open
Holidays close branch counters, cheque clearing (CTS) and NACH, not digital banking. NEFT and RTGS run 24×7, UPI and IMPS are always on, and ATMs dispense cash through every holiday subject to the machine being loaded. So a holiday in the table above stops an in-branch cash deposit, a demand draft or a cheque from clearing, it does not stop an online transfer.
A note on who this list applies to
These are the holidays for bank branches in Assam (RBI's Guwahati centre), which follow the Government of Assam's notified holiday list. State government offices broadly follow the same dates, but educational institutions and private offices are not automatically bound by it, and the Chief Minister can declare a small number of additional holidays during the year. Treat moon-dependent dates as provisional until confirmed locally.
FAQs
How many times will Assam have a bank holiday in 2026?
The Government of Assam notified holidays which also fall on working days, resulting in Assam banks observing around 30 dated holidays in 2026, apart from all Sundays, 2nd and 4th Saturdays. A few holidays are on a Sunday or an already closed Saturday and they are not used as holidays.
What are the special festival days of Assam?
The Assam-only closures are for Magh Bihu (14–15 Jan), Me-Dam-Me-Phi (31 Jan), Bir Chilaray Divas (1 Feb), the three days of Bohag Bihu (14–16 Apr), the Sati Sadhini and Madhabdeva/Sankardeva observances, Kati Bihu (18–19 Oct), Lachit Divas (24 Nov) and Asom Divas (2 Dec). The rest of the banks in India remain open on these days.
Are banks closed in Assam for Bohag Bihu?
The Government of Assam has indeed declared a three-day bank holiday for the Bohag (Rongali) Bihu festival on 14, 15 and 16 April 2026 (Tuesday to Thursday) including Goru Bihu and Assamese New Year.
Does Assam observe Diwali as a Bank Holiday 2026?
On Sunday 8 November, branches are already closed and it is Diwali and Kali Puja. The counters are closed on Monday 9 November at the Guwahati centre which is also celebrating the Diwali branch holiday.
Are online payments affected by Assam bank holidays?
All the above mentioned services like No. NEFT, RTGS, UPI, IMPS and ATMs remain operational on bank holidays. The services listed stop on the holidays with the exception of branch services, cash over the counter, demand drafts, passbook updates, cheque/CTS and NACH clearing.
Is there a 4th Saturday holiday in Assam as well as a 2nd Saturday holiday?
Yes and the same rules apply as in rest of India, only the 2nd and 4th Saturday are bank holidays. The 1st, 3rd and 5th Saturdays of the month are working days, so Assam closures that fall on those Saturdays (31 Jan, 21 Mar, 18 Apr) are real extra days off.
Borrow. Protect. Grow.
All in one app.
- Compare loan offers
- Buy insurance in minutes
- Invest in mutual funds
- Check credit score free
- Track all your applications
About the Author

Divya
SEO Strategist & Finance WriterDivya Kumari is an SEO and Content Strategist with experience in organic traffic growth, topical authority building, and content-led SEO strategies. She specializes in creating user-focused content for finance and SaaS websites, helping brands improve visibility through structured content planning, internal linking, and search optimization techniques.
Explore More Holidays
Latest Blogs

How EMI Payments Work on Bank Holidays
What happens if your EMI due date falls on a bank holiday? Learn how loan EMI payments are handled on holidays, Sundays and Saturdays, including auto-debit, ECS and NACH payments, and whether a holiday can affect your EMI deduction or payment status.

Do Bank Holidays Affect Loan Approval and Disbursement in India?
Do bank holidays affect loan approval and disbursement? Learn how bank holidays can impact loan processing timelines, verification, approval and fund disbursal, including whether a personal loan can be approved or processed on Sundays and other non-working days.

Can a Personal Loan Help You Pay Off Credit Card Debt?
A personal loan can be used to pay off credit card debt and may help consolidate multiple balances into a single repayment. Learn how it works, when it can make sense, eligibility requirements, benefits, risks, and alternatives to consider before using a personal loan to repay credit card debt.